I am excited to see my savings grow. Watching the balance of my savings and investments grow is one of the best feelings in the world. I feel proud of myself when I successfully save money each month. Saving money is becoming easier for me each day and I’ve been also investing in stocks more since during this quarantine.

I may have struggled at times to save money in the past, but saving money feels totally natural to me now, because I developed the habit of saving. When I save money, I feel content and happy. I avoid spending money. I keep myself from buying anything unless it is either something I need or something I love. I enjoy receiving a lot of value for the money I do spend. Unless one or both of those requirements are met, I would much rather put the money into my savings account. When I spend money poorly, I regret it. I would rather secure my future than enjoy the very short-term positive feeling of spending money frivolously. Saving money feels great to me, while spending money foolishly always makes me feel bad.

Today, I am looking forward to spending my money wisely. I am shopping for bargains and avoiding any unnecessary purchases, because saving money feels good to me every time. During this quarantine it has really forced me to really look at what I waste money on and really reevaluate my spending.

Self-Reflection Questions:

1. What would my retirement look like if I
saved as much money as I know I should?

2. What will my retirement look like if I
keep my current spending habits?

3. How much money do I save each month?
What can I do to increase that amount?

4. What are a few purchases I have made in
the past that I regret?